Health Insurance

Care Without The Bills

See the doctor you want, when you need them

Public queues stretch for months; private bills arrive in thousands. Our health cover bridges both worlds — hospital treatment at leading private facilities, generous extras for dental, optical and physio, and ambulance cover included on every plan as standard.

What is included

• Private hospital treatmentYour choice of surgeon and hospital, with accommodation and theatre fees covered.
• Extras: dental, optical, physioAnnual limits that actually cover a family — $1,000 dental per person on Plus.
• Emergency ambulanceUnlimited emergency transport on every plan, in every state.
• Mental health & rehabExtended psychiatric and rehabilitation stays without extra waiting periods.
• Direct billing network2,000+ providers bill us directly — you never chase reimbursements.

Benefit	Health Plus	Health Basic
Private hospital	Full cover	Public + select private
Dental per person	$1,000 / year	$500 / year
Optical per person	$400 / year	$200 / year
Ambulance	Unlimited	Unlimited
Excess options	$0 – $750	$500 – $750