Insurance Policy

Strategy · Business Cover

One bundled policy replaced five overlapping ones

A family-run catering company was paying five separate insurers for vans, premises, liability, equipment and stock — with gaps between every policy. We mapped every risk onto one page, bundled it with a single insurer, and cut the total premium by 22% while closing three cover gaps.

What we delivered

• Single bundled business policyFive renewals became one date, one excess structure, one phone number.
• Three gaps closedGoods in transit, seasonal stock peaks and hired equipment — all added.
• 22% lower total premiumBundle discount plus the removal of double-covered items.

Measure	Before	After
Policies held	5	1
Annual premium	$11,400	$8,890
Uncovered risks	3	0
Renewal dates	5	1