Fire Insurance
Extra rebuild depth for bushfire and wildfire-prone streets.
Protect Your Place 
Your home, rebuilt and refurnished without the fight
storms, burst pipes, break-ins — the average home claim arrives without warning and costs thousands. Our home insurance covers the building and everything in it, pays for somewhere to stay while repairs run, and settles most claims inside a fortnight.
What is included
- Buildings cover to full rebuild valueWalls, roof, floors and fixtures — surveyed properly, never guessed.
- Contents, room by roomFurniture, electronics, clothes and valuables, new-for-old replacement.
- Storm, flood & fire eventsNamed-weather cover with emergency make-safe paid within 48 hours.
- Temporary accommodationHotel or rental paid for up to 12 months if your home is unliveable.
- Legal liability to $20MVisitor injuries and neighbour damage sorted without courtroom stress.
| Benefit | Complete | Essential |
|---|---|---|
| Buildings rebuild | Full value | Full value |
| Contents new-for-old | $150,000 | $60,000 |
| Temporary accommodation | 12 months | 3 months |
| Accidental damage | Included | Optional |
| Portable valuables | Included | — |
How It Works
From storm damage to settled in four steps
01
Emergency Make-Safe
We send help within 48 hours to secure your home — tarps, locks, boarding.
02
Assess & List
Your handler walks through damage with you and lists every affected item.
03
Stay Somewhere Safe
We book and pay your temporary accommodation directly — no receipts chase.
04
Repair & Replace
Approved builders repair, contents are replaced new-for-old, file closed.
Yes on Complete, including flash flood and storm surge. Essential covers storm and rainwater damage; flood can be added.
Items over $2,000 are listed individually with agreed values — no arguments at claim time, and they are covered away from home too.
We arrange a free desktop valuation at quote time and review it yearly, so you are never underinsured by accident.
Keep Exploring
Pairs well with home cover
Life Insurance
Make sure the mortgage is paid off, whatever happens to you.
Car Insurance
Bundle both policies and cut up to 20% off the pair.