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Business · Family Cover

A young family, fully protected before the second baby arrived

The Hendersons had a mortgage, a toddler and one income — and a thin, decade-old policy that would have covered barely a year. We rebuilt their protection from scratch: $750,000 of term life, income protection to age 65, and trauma cover for both parents.

Family watching the sunset together

What we delivered

  • $750k term life to cover the mortgagePlus a buffer for school fees and living costs.
  • Income protection to age 6575% of salary, with a 30-day waiting period.
  • Trauma cover for both parentsA lump sum on serious diagnosis, no strings.
MeasureBeforeAfter
Life cover$120,000$750,000
Income protectionNone75% to age 65
Monthly premium$48$139
Claim paid—In 11 days
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